Housing now

Checked October 16, 2026. Each figure shows the period it covers.

What is happening in housing right now

30-year fixed mortgage rate, national average
7.40%
Unchanged vs. prior week
Week of Oct 15, 2026 · Freddie Mac PMMS
15-year fixed
6.71%
Down 0.02 pts vs. prior week
Week of Oct 15, 2026
30-year fixed mortgage rate, past 12 monthsWeekly average from 6.27% in the week of 2025-10-16 to 7.40% in the week of 2026-10-15.5.50%6.00%6.50%7.00%7.50%Oct 16Dec 31Mar 19Jun 4Aug 20Oct 157.40%
30-year fixed mortgage rate, past 12 months
PeriodValue
2025-10-166.27%
2025-10-236.19%
2025-10-306.17%
2025-11-066.22%
2025-11-136.24%
2025-11-206.26%
2025-11-266.23%
2025-12-046.19%
2025-12-116.22%
2025-12-186.21%
2025-12-246.18%
2025-12-316.15%
2026-01-086.16%
2026-01-156.06%
2026-01-226.09%
2026-01-296.10%
2026-02-056.11%
2026-02-126.09%
2026-02-196.01%
2026-02-265.98%
2026-03-056.00%
2026-03-126.11%
2026-03-196.22%
2026-03-266.38%
2026-04-026.46%
2026-04-096.37%
2026-04-166.30%
2026-04-236.23%
2026-04-306.30%
2026-05-076.37%
2026-05-146.36%
2026-05-216.51%
2026-05-286.53%
2026-06-046.48%
2026-06-116.52%
2026-06-186.47%
2026-06-256.49%
2026-07-026.43%
2026-07-096.49%
2026-07-166.55%
2026-07-236.58%
2026-07-306.66%
2026-08-066.69%
2026-08-136.67%
2026-08-206.65%
2026-08-276.66%
2026-09-036.71%
2026-09-106.76%
2026-09-176.95%
2026-09-247.03%
2026-10-017.28%
2026-10-087.40%
2026-10-157.40%

What the data says, September 2026

  • There are 5.4% more homes for sale in the U.S. than a year ago.
  • The median asking price is down 1.4% from a year ago.
  • 21% of active listings have had at least one price reduction.
  • The typical listing spends 61 days on the market.
Median listing price
$419,250
Down 1.4% vs. a year ago
September 2026
Homes for sale
1,161,615
Up 5.4% vs. a year ago
September 2026
Median days on market
61days
Unchanged vs. a year ago
September 2026
Listings with a price cut
20.8%
Up 0.9 pts vs. a year ago
September 2026
Home prices, past 12 months (FHFA)
+3.0%
Q2 2026
Median sale price, new & existing
$410,700
Down 1.3% vs. a year ago
Q2 2026

Full market dashboard and all 50 states

Sources: Freddie Mac Primary Mortgage Market Survey, via FRED, Federal Reserve Bank of St. Louis (United States, Week of Oct 15, 2026); Realtor.com® Economic Research (United States, September 2026); FHFA House Price Index (all-transactions), via FRED, Federal Reserve Bank of St. Louis (United States, Q2 2026); U.S. Census Bureau & HUD, via FRED, Federal Reserve Bank of St. Louis (United States, Q2 2026). Listing figures are asking prices and active listings, not closed sales. National figures are not local; see your state for local data.

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